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Owning a car is a significant milestone in one's life, and many people work hard to save money and purchase their dream car. When buying a car, dealers often offer enticing freebies and additional services to please customers, such as hassle-free repairs and value-added services. In India, a third-party or basic car insurance policy is mandatory, and dealers also offer motor insurance policies to provide a seamless buying experience. However, there are pros and cons to buying a car insurance policy from dealers, which we will discuss in this blog. But before we delve into that, let's first understand the importance of having car insurance

According to Indian law, vehicle owners must have a third-party car insurance policy. Driving without proper car insurance can result in fines and penalties from the authorities. However, a basic third-party car insurance policy only covers third-party liabilities and does not provide coverage for damage to the vehicle or the owner-driver. A comprehensive car insurance policy should protect the financial assets of vehicle owners during unforeseen circumstances and come with benefits like personal injury coverage, protection against damages due to man-made circumstances, car theft, and more. It is essential for every vehicle owner to invest in a car insurance policy that caters to their specific needs. While dealers in India offer car insurance policies as an added convenience for customers, it is not compulsory to purchase insurance from them

Before making any hasty decisions, vehicle owners should consider the advantages and disadvantages of buying car insurance online from dealers. Some of the advantages of buying vehicle insurance from a car dealer include the convenience of a seamless buying experience, additional perks and freebies, and the ability to bundle insurance with the car purchase. However, there are also drawbacks to buying insurance from dealers, such as limited options, potential for higher premiums, and less flexibility in customizing the policy to personal needs. Regardless of whether customers choose to purchase car insurance from dealers or insurance companies directly, there are some factors they should consider to make an informed decision. These factors include the coverage options, policy terms and conditions, the reputation of the insurance provider, customer reviews, and the overall cost. In conclusion, purchasing a car insurance policy is mandatory, but it should not be rushed. Vehicle owners need to conduct thorough research and consider their options before making a decision

With the convenience of the internet, customers can now do all their research online without leaving their homes, helping them find a car insurance plan that offers the necessary coverage at the most competitive prices, without involving a dealer.